How much for jewelry?.

What we lend against

Jewelry loans run 40–55% of FMV. Signed pieces command higher LTV. Loose certified diamonds get the best terms.

To start the conversation, email hi@luxuryassetloans.com with photos and reference details. For a calibrated baseline before that, use the LAL estimator — it'll give you a wholesale-FMV range based on category, value, and target loan amount.

What to send

• 4–6 clear photos of the asset (front, back, sides, condition detail)
• Reference number, date code, or model identifier
• Documentation: papers, certificates, provenance, GIA grading reports
• A brief note about how much you want to borrow and your timeline

In-person appraisal sets the final number.